At Coast to Coast Financial Planning we understand that choosing a financial professional to work with is a big decision and one that should not be taken lightly. The relationship between a client and their advisor should be a collaborative partnership built on trust and communication. You should feel confident that your advisor and their process align with you, your goals, and your vision for your future.
To foster that relationship we have created our C2C planning process. Here is what to expect as we begin:
Step 1- The “Fit” call
Before committing a large amount of your time or ours, this 10–15 minute call allows us to learn a little bit more about each other. This will determine a preliminary “fit” between your situation and our expertise.
If we are not a good fit for each other, we will gladly introduce you to a firm who is better suited to your needs.
Step 2- The “Fit” meeting
The “Fit” meeting is an opportunity for me to share with you what I do, how I do it, and why I do it. It is also an opportunity for me to learn about what is important to you, the goals we are trying to accomplish, and the steps you have already taken to accomplish them.
We will ask that you bring a few documents that will help guide our discussion and form the basis of our analysis.
Step 3- The 48 hour pause
This period allows you some time to think about any questions you might have from our discussion and allows me some time to further analyze your situation. I want to be absolutely certain that my process is the best fit for your situation before we move forward.
Step 4- The planning meeting
During this meeting we review and confirm all the data you have provided and discuss exactly what we will need to do to work toward achieving your financial goals. We will talk about specific methods and show detailed projections of your current situation compared to our recommended path.
Step 5- Implementation
Once we have laid out the path, we begin the implementation of your plan. This can be done from the comfort of your own home as most of our documentation is completed through a remote signature process. You will receive a detailed timeline of the first 30-60 days of our relationship showing the steps we will take and who is responsible for each of the actions.
Step 6- The welcome aboard meeting
After the initial implementation is complete, we will meet to review all of the steps we have taken, introduce you to our online account system, show you how to navigate your secure document vault, and answer any additional questions you might have.
Contact us at (904) 281-9196 today to discuss your unique situation and
to find out if our process is right for you.
Newsletters
-
Saving for College: 529 Plan vs. Roth IRA
529 plans and Roth IRAs can both be used to save for college. This article compares the features of these two saving options.
-
New Medicare Rules Tackle Prescription Drug Prices
The Inflation Reduction Act of 2022 included provisions intended to lower prescription drug costs for Medicare enrollees and slow drug spending by the federal government.
-
Birthday Benefits Quiz
This quiz allows readers to test their knowledge of the ages related to key federal benefits and tax responsibilities.
-
What’s Your Real Return?
While investors typically look at the nominal return on their investments, it’s important to understand the real return in order to target financial goals.
Calculators
-
College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
-
Mortgage Acceleration
This calculator can help you determine how soon you can pay off your mortgage.
-
Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
-
Car Affordability
How much can you afford to pay for a car?